CalVet Home Loans
About This Benefit
The CalVet Home Loan program offers competitive-rate home loans with low or no down payment for eligible veterans buying homes or farms in California. Loans are financed through bond funds and are separate from federal VA loans.
CalVet Home Loans is a state benefit administered by the U.S. Department of Veterans Affairs for eligible veterans in California.
To qualify, veterans must meet the following requirements: must be a resident of california; must have served post-9/11.
Why This Benefit Matters
Housing stability. Housing benefits — from loans with no down payment to property tax exemptions — make homeownership more accessible and can save thousands over the life of a mortgage.
Who Qualifies
- Must be a resident of California
- Must have served post-9/11
Available in: CA
Last Verified
February 5, 2026
Likely CurrentSource
Official .gov sourceLast verified: February 5, 2026
Next Steps
Gather your documents
Most applications require your DD-214, VA disability rating letter, and state ID. Some benefits may require additional documentation.
Contact the administering office
Visit the official source above for application instructions, or contact your state veterans affairs office for assistance.
Consider working with a VSO
A Veterans Service Organization (VSO) can help you navigate the application process at no cost. They're trained to maximize your benefits.
This information is for general reference only and is not a legal eligibility determination. Always verify with a VA-accredited representative.