Free Beneficiary Financial Counseling
About This Benefit
Free Beneficiary Financial Counseling. Available when: You are a beneficiary of , Traumatic , Family , or Veterans Group Life Insurance.
Free Beneficiary Financial Counseling is a federal benefit administered by the U.S. Department of Veterans Affairs for eligible veterans across the United States.
To qualify, veterans must meet the following requirements: special circumstance: you are a beneficiary of servicemembers' group life insurance, traumatic servicemembers' group life insurance, family servicemembers' group life insurance, or veterans group life insurance..
Why This Benefit Matters
Health coverage. Access to healthcare services can reduce or eliminate out-of-pocket medical costs. Preventive care and prescriptions through these programs often have no copays for service-connected conditions.
Financial support. Financial assistance programs help bridge gaps in income, cover emergency expenses, or provide bonuses and allowances you've earned through your service.
Family protection. Benefits that extend to your spouse, children, or dependents multiply the value of your service. Education, healthcare, and financial support for your family provides lasting security.
Who Qualifies
- Special circumstance: You are a beneficiary of Servicemembers' Group Life Insurance, Traumatic Servicemembers' Group Life Insurance, Family Servicemembers' Group Life Insurance, or Veterans Group Life Insurance.
Last Verified
February 5, 2026
VerifiedSource
Official .gov sourceLast verified: February 5, 2026
Next Steps
Gather your documents
Most applications require your DD-214, VA disability rating letter, and state ID. Some benefits may require additional documentation.
Contact the administering office
Visit the official source above for application instructions, or contact your local VA office for assistance.
Consider working with a VSO
A Veterans Service Organization (VSO) can help you navigate the application process at no cost. They're trained to maximize your benefits.
This information is for general reference only and is not a legal eligibility determination. Always verify with a VA-accredited representative.