Hometown Heroes Housing Program
About This Benefit
The Florida Hometown Heroes Housing Program provides up to $35,000 in down payment and closing cost assistance as a 0% non-amortizing, 30-year deferred second mortgage. Available to veterans, active military, and other eligible frontline community workers.
Hometown Heroes Housing Program is a state benefit administered by the U.S. Department of Veterans Affairs for eligible veterans in Florida.
To qualify, veterans must meet the following requirements: must be a resident of florida; must have served post-9/11.
Why This Benefit Matters
Housing stability. Housing benefits — from loans with no down payment to property tax exemptions — make homeownership more accessible and can save thousands over the life of a mortgage.
Who Qualifies
- Must be a resident of Florida
- Must have served post-9/11
Available in: FL
Last Verified
February 5, 2026
Likely CurrentSource
Last verified: February 5, 2026
Next Steps
Gather your documents
Most applications require your DD-214, VA disability rating letter, and state ID. Some benefits may require additional documentation.
Contact the administering office
Visit the official source above for application instructions, or contact your state veterans affairs office for assistance.
Consider working with a VSO
A Veterans Service Organization (VSO) can help you navigate the application process at no cost. They're trained to maximize your benefits.
This information is for general reference only and is not a legal eligibility determination. Always verify with a VA-accredited representative.