Chapter 115 Benefits Program
About This Benefit
Under Chapter 115 of Massachusetts law, eligible veterans and their dependents with limited income may receive monthly financial assistance for living expenses such as food, shelter, fuel and medical care. The program is administered by local Veterans’ Service Officers:contentReference[oaicite:24]{index=24}.
Chapter 115 Benefits Program is a state benefit administered by the U.S. Department of Veterans Affairs for eligible veterans in Massachusetts.
To qualify, veterans must meet the following requirements: must be a resident of massachusetts.
Why This Benefit Matters
Health coverage. Access to healthcare services can reduce or eliminate out-of-pocket medical costs. Preventive care and prescriptions through these programs often have no copays for service-connected conditions.
Housing stability. Housing benefits — from loans with no down payment to property tax exemptions — make homeownership more accessible and can save thousands over the life of a mortgage.
Financial support. Financial assistance programs help bridge gaps in income, cover emergency expenses, or provide bonuses and allowances you've earned through your service.
Reduced travel costs. Transportation benefits — including toll exemptions, reduced registration fees, and travel reimbursements — lower the cost of getting around, especially for medical appointments.
Family protection. Benefits that extend to your spouse, children, or dependents multiply the value of your service. Education, healthcare, and financial support for your family provides lasting security.
Who Qualifies
- Must be a resident of Massachusetts
Available in: MA
Last Verified
February 5, 2026
Likely CurrentSource
Official .gov sourceLast verified: February 5, 2026
Next Steps
Gather your documents
Most applications require your DD-214, VA disability rating letter, and state ID. Some benefits may require additional documentation.
Contact the administering office
Visit the official source above for application instructions, or contact your state veterans affairs office for assistance.
Consider working with a VSO
A Veterans Service Organization (VSO) can help you navigate the application process at no cost. They're trained to maximize your benefits.
This information is for general reference only and is not a legal eligibility determination. Always verify with a VA-accredited representative.